Behind on Payments? Get a Real Cash Offer
Any condition Any situation Fast cash
Homeowners behind on their mortgage or taxes still have options. We make fair, written offers on houses as-is, close in as little as 7 days, and arrears are paid from proceeds at closing.
- No Repairs Needed
- No Realtor Fees
- No Closing Costs
- Get a Fair Cash Offer
- Close on Your Timeline
Local. Honest. Hassle-Free.
Behind on payments
Sell Your House Before Foreclosure
When payments fall behind, the fees, interest and stress compound quickly, and the auction date gets closer. A fast, certain sale is one of the options available — and the earlier the conversation happens, the more of them you have. We are buyers, not a rescue service, and we'll tell you plainly if a sale isn't your best move.
Sound familiar?
- Late fees and interest piling up every month
- A sale or auction date on the calendar
- Letters from the lender you're not sure how to answer
- Worry about credit damage and what comes next
- No money for repairs a traditional listing would need
How we help
What we do differently in this situation
Speed and certainty
A written offer within 24 hours of the walkthrough, and a closing in as little as 7 days when the timeline demands it.
No upfront costs — ever
We never charge fees, and we never ask for money up front. Arrears, liens and closing costs are paid from the proceeds at closing.
You keep your equity
If the house is worth more than what's owed, that difference is yours at closing — instead of being lost at auction.
Honest about alternatives
Loan modification, forbearance, a traditional listing or a short sale may fit better. We'll say so.
We are real estate buyers, not a mortgage relief or foreclosure rescue service, and we are not affiliated with any lender or government agency. We do not charge any fees. If you're facing foreclosure, you may also want to contact a HUD-approved housing counselor (free) at 1-800-569-4287.
How it works
Three steps. Cash in hand.
The whole process is designed so you always know what happens next and what the number is.
- Step 1
Tell us about the house
Two minutes online or a quick call. A real person from our team calls you back within 10 minutes during business hours to ask a few questions and set up a walkthrough — in person or by video.
- Step 2
Get a written offer — with the math
Within 24 hours of the walkthrough you'll have a written cash offer showing exactly how we got to the number: the as-repaired value, the repair estimate, our costs and our margin.
- Step 3
Pick your closing date and get paid
Close in as little as 7 days or take up to 60. You sign at a licensed title company, the wire hits your account, and you leave behind whatever you don't want.
FAQ
Questions about behind on payments sales
We can't stop a foreclosure, and we're not affiliated with your lender or any government agency. What we can do is buy the house before the sale date, so the loan is paid off from the proceeds and the foreclosure doesn't complete.
As little as 7 days when there's a clear title. If a sale date is close, tell us on the first call so we can plan around it.
Sometimes, through a short sale with your lender's approval. We'll be honest about whether that's realistic.
No. We never advise anyone to stop paying. Keep communicating with your lender while you evaluate options.
Our offer will be below what a fully renovated house would list for — that's true of every cash buyer, and anyone who tells you otherwise is not being straight with you. What you get in exchange is certainty, speed, and zero costs: no commissions, no repairs, no closing costs, no carrying the house for months, no buyer whose loan falls through. The difference is that we show you exactly how we got to the number — the as-repaired value, the repair estimate, our costs, and our margin. Ask us to explain any line.
Fair question — there are bad actors in this business. Here's how to check us: we have a physical office (611 Doughty Rd, Pleasantville), a real person answers the phone, we provide proof of funds on request, and you sign at a licensed title company or attorney's office — never with us and never at your kitchen table. Your earnest money is held by the title company, not by us. Google our name, ask us for references, and have your attorney review anything before you sign.
Both happen in this business, and we'll tell you which — in writing, before you sign. Sometimes we buy directly; sometimes we bring in a partner buyer from our network and assign the contract. Either way your price, your closing date and your protections don't change. See our Disclosures page for the exact language we put in every agreement.
No. The offer is free, in writing, and you can take it, sit on it, or say no. We don't pressure and we don't call ten times a day.
Ready to sell?
Get your cash offer today — it’s free and there’s no obligation.